Why I ALWAYS Purchase Travel Insurance!
By Jen Campbell
So...I admit it, I am super frugal...and sometimes this truly bites me in the butt!! Case in point...the much debated topic: Travel Insurance!
My daughter and I had planned a trip with our girlfriends on a cruise to Key West and Cozumel in late June of last year. The week before we were set to leave, a close family member suddenly passed away (he was very young and so unexpected). The funeral was to be the exact day as our port in Key West, and through my researching extensive flight pricing and itineraries, we would not be able to catch the boat in port. Lost was $1,600 roughly for our cruise, flights, hotel and all.
Yes, since I was a travel consultant, I was able to easily negotiate with the cruise lines, airline and hotel in order to be able to go eventually, so in the end we only lost about $200. This probably took me about 4 hours to negotiate all this....and we all know our time is $$$.
Moral of the story- GET INSURANCE! Had we purchased insurance (which cost about $65 total for both of us) none of this leg-work would have been needed, we could have cashed in the policy and gotten all our money back.
So, yes we were able to go about a month later (unfortunately, without our friends) and still had an amazing time! But…don’t do like we did, get that travel insurance for peace of mind, it’s worth it in the end, I promise you! And now...YES, I DO purchase travel insurance for all of our vacations.
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